CreditReportIndex.com

Credit Report Sources

Free Online Credit Report from Credit.com Access your credit report from the big three major credit bureaus, Trans Union, Experian and Equifax all on one easy to read report.

Know Your Credit Score before you shop- Don't let the Dealer tell you your credit score.

Equifax - Get Equifax Credit Watch Gold 3-in-1 Now

Experian - Get your FREE Credit Score and FREE Experian® Credit Report

Credit Repair Services

Lexington Law One of the top credit repair services available.

Ovation Law is a premier provider of affordable and effective credit report repair services.

Credit Axis - We offer a unique credit repair kit and a do-it-yourself bankruptcy filing kit.

Identity Theft Prevention Services

LifeLock provides a proactive identity theft service.

IdentityTruth provides identity theft protection services.

Credit Cards

Bad Credit Credit Cards Start rebuiding your credit today. A large selection of bad credit credit cards to choose from.

Buying a Car?

Car Buying Tips Find tons of information about buying a car, learn the dealer tricks before you buy.

Our Editors top pick for your Credit Report and Credit Score.

FREE 3-in-1 Credit Report and
Triple Credit Score

See all three of your credit reports and credit scores with your 7-day FREE Privacy Matters 1-2-3 trial membership.

Your free trial includes:

Triple Credit Reports, triple Credit Scores and triple Credit Monitoring* from all three credit bureaus - TransUnion, Equifax and Experian.
You’ll also receive Your Savings ClubSM, a premier shopping and savings program.
Free for 7-days, $19.95/month if you do not cancel. Cancel anytime.

Many Credit Reports contain errors.

Never assume your credit report is accurate. If you are not checking your credit report regularly, don't be surprised if you get turned down for a loan. By checking your credit report every several months you can fix any errors right away. Many experts advise you to check your credit once a year. A lot of damage can be done in a year so spend a few dollars and check it at least 4 times a year. A great place to start is Free Credit Report from Credit.com . You must also find out what is your credit score. If you find errors you must dispute them right away and get them removed. If you find unauthorized charges on a credit card you should contact your credit card company right away. you must be able to prove that it is not yours or you will be responsible for paying it. This is why you need to run your credit report more than once a year.

What is a Credit (FICO) Score?

A credit score is a three-digit number based on a borrower's bill-paying history and debt profile and statistical information about other borrowers that lenders use to determine the likelihood of certain credit behaviors, including whether you will pay on time.
Your credit score is key information that you need to have a complete understanding of your credit profile.
Your credit score will have an important impact on the interest rate you will pay to borrow money.
Knowing your credit score allows you to question the accuracy of the score and to negotiate the best rates with lenders.
A credit score is not included in a consumer credit report and must be purchased separately.
A consumer credit reporting agency must sell you a credit score but can charge you a reasonable fee.

Getting your Credit Score is not the same as getting your Credit Report. When you go to a free credit report company you will not receive your score for free. The best source for getting your credit report and credit score is Credit.com

Is My Credit Score Important?

Increasingly, credit scores are being used for purposes other than determining whether you will default on a loan or make late payments. An accurate credit score can make the difference not only in interest rates charged on loans, but also on the availability and cost of insurance, an important essential for most families. Cell phone companies, Employers are also looking at your credit score. Having a low credit score could cost you a good job.You most know your credit score.

You must run your credit report. There may be some things on there that will greatly affect your interest rate. Many things can be corrected. First and formost get rid of any bad blemishes you can dispute. Pay down or pay off your credit cards. Do not blindly apply for a loan and get declined or get a high interest rate because of factors you can control.

It is easy to run using our choices below.